Blog – SoftCare

How does the “Tax Cuts and Jobs Act of 2017” affect Health Care today and in the future?

By admin on December 26, 2017

Now that the Tax Cuts and Jobs Act of 2017 has passed, there is a ton of conjecture on the value and impact of the bill, who will gain and who will lose upon its passage, etc. But I would like to focus on the specific changes in the bill that apply directly to healthcare. […]

“Medicaid for All” – The future of U.S. Healthcare Insurance?

By admin on June 13, 2017

Now that the debate on the “repeal and replacement” of Obamacare is in the hands of the U.S. Senate, the question becomes, what will happen next? Which version of the AHCA will become the law of the land. To get a very good perspective on what challenges that the Senate has to craft an effective […]

Is this really Obamacare’s Demise? What is next?

By admin on May 5, 2017

To paraphrase Mark Twain, reports of ACA’s (Obamacare) death are greatly exaggerated. Today, 216 members have voted on the newly amended House bill (AHCA). Senate Republicans have already expressed concern with the bill (primarily the end of Medicaid expansion by 2020, the implementation of high risk pools and issues with the modification of the pre-existing […]

The Future of Health Insurance can be summed up in one word – CLOUDY?

By admin on April 25, 2017

Since the demise of the AHCA there have been countless articles on what is next in the US Health Care marketplace. To paraphrase Dick Motta, “it isn’t clear until the fat lady sings”. We can take educated guesses but I defy anyone in early 2009 when the ACA was first enacted to have predicted what […]

Private Markets/State Exchanges – What the Health Insurance Market Really Needs

By admin on April 25, 2017

There have been ongoing discussions on the value of the ACA and the proposed AHCA and the strengths and benefits of both approaches. The most important point that must be driven home is that to have an effective and viable healthcare system using the private model, you must have a way to control cost and […]

OK, I want to drink the Kool-Aid – how would allowing insurance sales across states work?

By admin on April 11, 2017

There has been lot of talk on legislative proposals to allow Insurance Sales across state boundaries. As the old saying goes “that is fine but the devil is in the details”. Part of the issue with cross-state insurance plans was addressed in the Employee Retirement Income Security Act of 1974 (ERISA) which allows companies with […]